We all have bad financial habits in our Bazi Charts. In this post, we’re going to look into the potential bad financial habits or spending habits that you may want to work on.
KEY EXCERPTS FROM THE PSYCHOLOGY OF MONEY (CHAPTER 9)
“Rich is current income. Wealth is hidden. It’s income not spent. Wealth is an option not yet taken to buy something later. Its value lies in offering you options, flexibility, and growth to one day purchase more stuff than you could right now.”
Correspondingly, the conventional way of Bazi reading likes it when the Wealth star (both DW and IW) are hidden inside the animal branch, not on top at the Heavenly Stem. Their rationale is that visible wealth is easily stolen.
Therefore, we could conclude that, Wealth star on top is rich, because it is active income. Wealth star hidden at the bottom can be wealthy.
“It’s easy to find rich role models. It’s harder to find wealthy ones.”
The danger here is that it has become so ingrained in us that to have money is to spend money. Like the photo I chose to accompany this slide. We ‘think’ that in order to be wealthy, we need to behave like this in order to ‘feel’ wealthy.
But in reality, luxury items are mere data points. If you spend money on things… you end up with… things!
BAZI INTERACTIONS AND OUR SPENDING HABITS
To decode our natural potential financial habits, we need to look at the Bazi relationships or interactions in your natal bazi charts.
There are six types of Bazi Relationships in total. They are, the 6 Combinations, 3 Harmony, 6 Clashes, Punishments, Six Harms, and Destruction.
Some charts will have more, some charts, will have less. If you have more, then more bad habits to unlearn. If you have less, then good for you! Less work to do.
COMBINATION AND 3 HARMONY: IMPULSIVENESS AND CONFORMITY
The potential bad spending habits will centre around impulsiveness and conformity.
Impulsiveness is simply impulse buy, emotional spending, or unplanned purchases. Like retail therapy lor, using shopping as a means to cope with stress.
Conformity, on the other hand, is the feeling of pressure to spend money in order to fit in. It need not be other people pressuring you to spend. It can be an internal feeling to acquire what your friends have in order to feel like you belong.
If you have this in your chart, and if you go to an event with your friends, any events that has upsell packages, and you see your friend signing up, there’s a 90% chance you’d also be taking out your credit card.
Again, with Bazi, awareness is the key, so that you can catch the thought and create strategies around it.
6 CLASHES: IGNORANCE
The number one problem with the clash is that it could cause financial ignorance. Somehow, zero financial literacy, don’t know anything about personal finance, and worse, no wish to learn.
This is like a financial ostrich, there is a mental block about learning finance. The moment numbers come into the picture, you tend to experience complete shut down. If you have this in your Chart, you need to break through that block so that you don’t make uninformed decisions.
And along with this ignorance comes budgeting issues. Because with ignorance, you don’t like to know about numbers, ergo, you yourself will have no financial plan. No savings goal. “I don’t know where all my money go!”
So if you have decoded this problem along with this free sharing, it’s time to break past that block and acquire some financial literacy.
PUNISHMENTS: EXTRAVAGANCE AND DEBT MANAGEMENT
The spending habit equated with the punishment revolves around extravagance. A love for luxury items.
In Malaysia we like to say, gaya mesti ada! It’s the extravagance of living beyond our means, unpaid credit card bills, getting one credit card to pay for another credit card, paying only the minimum amount each month, lousy debt management.
6 HARMS: COMPLACENCY
The potential red flag with the Six Harms is complacency. Complacency can sound a bit like lack of financial literacy, but this complacency comes in the form of lacking a specialized skill or expertise that can command a higher income. Either lack of skill or reluctance to upskill, resulting in a cap in your financial advancement.
DESTRUCTION: UNDIVERSIFIED INCOME
The red flag with the Destruction is undiversified income. Somehow, somewhere, you think there is only one way to make money. Relying solely on one income, which makes you vulnerable to destruction.
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DISCLAIMER:
Disclaimer: Paulynne is NOT a Medical, Legal, Financial advisor or Councilor. She is a Bazi and Feng Shui Consultant who utilises her knowledge of Bazi, Qimendunjia and Feng Shui to look at the energy imprint surrounding events, situations or people. These readings are for ENTERTAINMENT PURPOSES ONLY and should NOT BE TAKEN as absolute proof or concrete evidence or advice. Please treat them as such and enjoy your time on the channel.
