If the Pig shows up in your BaZi chart, 2026 is going to test your strategic stamina. The stars are lined up with momentum. But whether that becomes forward motion or burnout depends entirely on how you handle it.
Because here’s the truth: the Pig’s got movement in 2026.The kind of movement that rewards clarity, initiative, and follow-through. Not the kind that tolerates waiting around for someone to hand you a golden opportunity.
A Quick Look Back: What the Pig Triggered in 2025
Before we charge into 2026, let’s ground ourselves in what began last year. The Pig was carrying the Year Breaker and Sky Horse in 2025 — one star that disrupted your norms, and another that gave you the courage to explore something new. That wasn’t chaos. It was the starting breeze of something bigger. You were being nudged to shift, to move, to explore, to grow.
That momentum is now gaining speed — and in 2026, you’ll need to decide how you want to steer it.
2026 Pig: Five Prosperity: Multiple Streams or Multiple Headaches?
At the center of the Pig’s 2026 forecast is the Five Prosperity star — often linked to five potential income streams. Sounds sexy? Good! But it’s only valuable if you’ve got the backend structure and energy to handle it.
In practical terms, this could show up as new business offers, side hustles, dividend plays, property gains, royalties — anything that adds up to more than one income lane. But there’s a warning embedded in the gift: don’t stretch yourself so thin chasing every shiny opportunity that you end up too exhausted to enjoy any of them.
The key to using Five Prosperity well is to identify the right opportunities — the ones with real ROI, not just vanity metrics.
2026 Pig: Death Charm: The Cost of Overdrive
Here’s where things get tricky. When you’re chasing everything, something usually gives. And that’s where Death Charm comes in.
This star doesn’t show up to punish. It shows up to warn. Of burnout. Of physical health crashes. Of being blindsided when you were too busy to notice something unraveling. It’s not here to scare you. It’s here to teach you to pace. Rest isn’t laziness (don’t listen to those hustle culture gurus). Rest is part of your long game. Especially when you’re running a strategic hustle.
2026 Pig: Monthly Virtue: The Karma Clause
Monthly Virtue is your get-out-of-jail card. It’s a problem-solving star, yes, but it doesn’t respond to passivity. You’ve got to act. You’ve got to be part of the solution.
This is also a karma star — the more you contribute, the more it steps in to help you. So if your work or project benefits others, this star starts working overtime behind the scenes to smooth the path. Self-serving motives? Not so much. Generosity wins this round.
2026 Pig: Sky Noble and Heavenly Yi: Your Allies at the Top
Sky Noble is part nobleman, part intelligence booster. Heavenly Yi is a support star that delivers the right people at the right time — if you’re already doing the work.
This combo is powerful. It supports certification, long-term planning, and those breakthrough “aha” moments when your next steps suddenly become crystal clear. But don’t fall into the trap of waiting for someone else to hand you your breakthrough. These stars support momentum. They don’t replace it.
2026 Pig: Robbery Sha: Protect What’s Yours
This is the wildcard star. Robbery Sha warns of intellectual theft, idea sabotage, or even people trying to claim credit for your hard work. It’s also a reminder to stop assuming you’ve “locked in” the deal or client simply because you’ve known them since dinosaurs were in short pants. Someone else might swoop in last minute and close it first.
Stay alert. Protect your IP. And most importantly, stay hungry.
2026 Pig: Lesser Consumer: Plug the Leaks
It’s not the big expenses that hurt you this year. It’s the slow leaks. The forgotten subscriptions. The impulse buys. The just-one-more-click. Lesser Consumer is that sneaky little drain on your time, money, and energy.
But it’s not all bad. Used intentionally, this star can actually solve problems. Throwing money at something to remove friction? Totally valid. As long as you don’t do it blindly.
Disclaimer: Paulynne is NOT a Medical, Legal, Financial advisor or Councilor. She is a Bazi and Feng Shui Consultant who utilises her knowledge of Bazi, Qimendunjia and Feng Shui to look at the energy imprint surrounding events, situations or people. These readings are for ENTERTAINMENT PURPOSES ONLY and should NOT BE TAKEN as absolute proof or concrete evidence or advice. Please treat them as such and enjoy your time on the channel.
Restless Already? Here’s Why. If the Monkey appears in your BaZi Chart, that itch to do something, move somewhere, or just get unstuck is going to intensify in 2026. And for once, you’ve got cosmic backing. This is a year that invites you to break up with old patterns, shed emotional baggage, and reposition yourself for the next big move.
But let’s not sugarcoat it. 2026 isn’t all fireworks and momentum. While there are opportunities to learn, grow, and expand, there’s also an emotional weight beneath it all. Loss, detachment, and perhaps the natural grief of closures will ask for your attention too.
What You’re Carrying from 2025
One of the more helpful stars from 2025—the Moon Star—continues to ripple into this year. It’s a creativity star, one that supports new ideas and entrepreneurial thinking. If you’re someone who has been sitting on a vision, now’s the time to act on it.
2026 Monkey: Mental Clarity Comes at a Price
The real headliner for 2026 is the Intelligence Star. This is a thinking person’s star. It sharpens your mental edge, helps you process complexity, and allows you to translate knowledge into practical outcomes. It’s especially helpful for those who want to learn new skills or deepen their current expertise. But here’s the catch: the Intelligence Star must be focused consciously. You’ll have to put in the work—read, train, invest in a mentor, or go after the knowledge you’ve been avoiding. An unfocused Intelligence Star just makes us better at coming up with excuses.
2026 Monkey: Sky Horse: Are You Moving or Escaping?
Once you’ve done that, that’s when the Sky Horse kicks in. Traditionally, the Sky Horse is known as the Travelling Wealth Star. In today’s context, it’s any vehicle that helps you access new markets, fresh audiences, or greater momentum. That might mean expanding your business across time zones, launching a new platform, or reshaping the systems that carry your message.
But here’s something we don’t talk about enough: the Sky Horse can also tempt you to run. So before you pack your bags—digitally or otherwise—ask yourself whether you’re moving toward something meaningful or just away from something uncomfortable.
2026 Monkey: Solitude, Detachment, and Rebuilding from Within
This year’s positive stars come with shadows too. The Solitary Star and Separating Edge both show up in 2026. They’re often misunderstood. Solitary isn’t loneliness—it’s the gift of self-reliance. It gives you the space to reconnect with yourself, to build from peace, not performance.
Separating Edge, on the other hand, brings distance. It’s the star of emotional boundaries, clean exits, and hard choices. Sometimes it creates space that heals. Sometimes it just hurts.
2026 Monkey: Funeral Stars and the Rite of Closure
Then there’s Earth Funeral and Funeral Door. These two are rarely welcomed. They can signal literal loss, but more often they point to symbolic closures. Endings that sting. Dead ends that refuse to budge. Realizations that certain paths—be they careers, relationships, or identities—can’t continue. And with that comes grief. Even if you’re the one choosing to walk away, there’s still something to mourn. The version of you that stayed too long. The future you thought you’d have. The years you can’t get back.
But endings aren’t just losses. They’re invitations to grow up. They’re rites of passage.
So What Do You Do with This?
If your career has hit a wall, maybe it’s time to upskill. Use the Intelligence Star to retool yourself. Use the Sky Horse to seek new channels. Use the Separating Edge to walk away with clarity instead of guilt.
Disclaimer: Paulynne is NOT a Medical, Legal, Financial advisor or Councilor. She is a Bazi and Feng Shui Consultant who utilises her knowledge of Bazi, Qimendunjia and Feng Shui to look at the energy imprint surrounding events, situations or people. These readings are for ENTERTAINMENT PURPOSES ONLY and should NOT BE TAKEN as absolute proof or concrete evidence or advice. Please treat them as such and enjoy your time on the channel.
We all have bad financial habits in our Bazi Charts. In this post, we’re going to look into the potential bad financial habits or spending habits that you may want to work on.
KEY EXCERPTS FROM THE PSYCHOLOGY OF MONEY (CHAPTER 9)
“Rich is current income. Wealth is hidden. It’s income not spent. Wealth is an option not yet taken to buy something later. Its value lies in offering you options, flexibility, and growth to one day purchase more stuff than you could right now.”
Correspondingly, the conventional way of Bazi reading likes it when the Wealth star (both DW and IW) are hidden inside the animal branch, not on top at the Heavenly Stem. Their rationale is that visible wealth is easily stolen.
Therefore, we could conclude that, Wealth star on top is rich, because it is active income. Wealth star hidden at the bottom can be wealthy.
“It’s easy to find rich role models. It’s harder to find wealthy ones.”
The danger here is that it has become so ingrained in us that to have money is to spend money. Like the photo I chose to accompany this slide. We ‘think’ that in order to be wealthy, we need to behave like this in order to ‘feel’ wealthy.
But in reality, luxury items are mere data points. If you spend money on things… you end up with… things!
BAZI INTERACTIONS AND OUR SPENDING HABITS
To decode our natural potential financial habits, we need to look at the Bazi relationships or interactions in your natal bazi charts.
There are six types of Bazi Relationships in total. They are, the 6 Combinations, 3 Harmony, 6 Clashes, Punishments, Six Harms, and Destruction.
Some charts will have more, some charts, will have less. If you have more, then more bad habits to unlearn. If you have less, then good for you! Less work to do.
COMBINATION AND 3 HARMONY: IMPULSIVENESS AND CONFORMITY
The potential bad spending habits will centre around impulsiveness and conformity.
Impulsiveness is simply impulse buy, emotional spending, or unplanned purchases. Like retail therapy lor, using shopping as a means to cope with stress.
Conformity, on the other hand, is the feeling of pressure to spend money in order to fit in. It need not be other people pressuring you to spend. It can be an internal feeling to acquire what your friends have in order to feel like you belong.
If you have this in your chart, and if you go to an event with your friends, any events that has upsell packages, and you see your friend signing up, there’s a 90% chance you’d also be taking out your credit card.
Again, with Bazi, awareness is the key, so that you can catch the thought and create strategies around it.
6 CLASHES: IGNORANCE
The number one problem with the clash is that it could cause financial ignorance. Somehow, zero financial literacy, don’t know anything about personal finance, and worse, no wish to learn.
This is like a financial ostrich, there is a mental block about learning finance. The moment numbers come into the picture, you tend to experience complete shut down. If you have this in your Chart, you need to break through that block so that you don’t make uninformed decisions.
And along with this ignorance comes budgeting issues. Because with ignorance, you don’t like to know about numbers, ergo, you yourself will have no financial plan. No savings goal. “I don’t know where all my money go!”
So if you have decoded this problem along with this free sharing, it’s time to break past that block and acquire some financial literacy.
PUNISHMENTS: EXTRAVAGANCE AND DEBT MANAGEMENT
The spending habit equated with the punishment revolves around extravagance. A love for luxury items.
In Malaysia we like to say, gaya mesti ada! It’s the extravagance of living beyond our means, unpaid credit card bills, getting one credit card to pay for another credit card, paying only the minimum amount each month, lousy debt management.
6 HARMS: COMPLACENCY
The potential red flag with the Six Harms is complacency. Complacency can sound a bit like lack of financial literacy, but this complacency comes in the form of lacking a specialized skill or expertise that can command a higher income. Either lack of skill or reluctance to upskill, resulting in a cap in your financial advancement.
DESTRUCTION: UNDIVERSIFIED INCOME
The red flag with the Destruction is undiversified income. Somehow, somewhere, you think there is only one way to make money. Relying solely on one income, which makes you vulnerable to destruction.
Disclaimer: Paulynne is NOT a Medical, Legal, Financial advisor or Councilor. She is a Bazi and Feng Shui Consultant who utilises her knowledge of Bazi, Qimendunjia and Feng Shui to look at the energy imprint surrounding events, situations or people. These readings are for ENTERTAINMENT PURPOSES ONLY and should NOT BE TAKEN as absolute proof or concrete evidence or advice. Please treat them as such and enjoy your time on the channel.
In the course of this series, we’ve explored the compounding effect of each of the 10 Day Master’s view of money, we’ve also talked about the role the 10 Gods play in getting wealthy versus staying wealthy.
In Chapter 6, we carry the theme of consistency. Because Tails, You Win! In this post, we are going to look for the Star of Consistency in your Bazi Chart.
Consistency is about how we deal with failure, how we react when things or trades don’t go our way, our ability to take the hits, pick ourselves up, and get going again.
KEY EXCERPTS FROM THE PSYCHOLOGY OF MONEY (CHAPTER 6)
“Good investing is about consistently not screwing up.”
The idea that a few things account for most results is not just true for companies. It’s also an important part of your own behaviour as an investor.
Prior to this sentence, the bulk of the Chapter were examples about how the successful companies around today were the result of a string of ideas that did not work out. The iPhone that is so popular today, is the result of finetuning many versions before they hit on the right one.
As traders or investors, for some strange reason, many of us think that we need to be right 100% of the time. That’s… impossible! If the top traders in the world are right 40% of the time, what makes you think we as retail investors or traders will be right all the time?
Yes, it’s expensive to be wrong as a trader or stock picker. That’s why we have a stringent stop loss! And we do not ever adjust down the stop loss! It’s there to prevent us from taking too big a hit when we are wrong.
When you accept that tails drive everything in business, career, investing, and finance, you realize that it’s normal for lots of things to go wrong, break, fail, and fall.
“If you’re a good stock picker, you’ll be right maybe half the time.”
“If you’re a good business leader, maybe half of your product or strategies will work.”
If you’re a good YouTube content maker, your content may be popular half the time. Not all the ideas will work.
BING FIRE: THE STAR OF CONSISTENCY
Often called the star of Optimism, the Bing Fire is also the star of Consistency.
Natal Charts without the Bing Fire often find it hard to be consistent. It’s fine. Don’t panic if you don’t find it in your Chart. There are other ways.
All I’m saying here is – when you have the Bing Fire in your Chart, it is easier to create some form of consistency in your actions.
Why is that so? The Bing Fire is visualized as the Sun. Literally, the sun that rises every morning and sets every evening. The Sun that seems to move on a predictable path as the Earth orbits around it. It is predictable, and because of that, it represents Predictability and Consistency.
Now of course, to find this element in your Chart, you need to first plot your Chart. Link to the free plotter by the JY Mastery Academy is available at the end of this post.
WHERE IS THE BING FIRE IN YOUR CHART?
The Bing Fire can show up on your Year, Month, Day or Hour. Doesn’t matter whether it shows up on top or at the bottom – as long as it is there.
Bing Fire In The Year Pillar
If the Bing is found in your Year Pillar, you need to network consistently. Because you will likely find inspiration when you are mixing with other people. Because the Year pillar represents your industry, social networks, basically, other people.
And if you have the Bing in the Year Pillar, you really might as well be networking. Because you have high visibility.
Bing Fire in The Month Pillar
If the Bing is found in your Month Pillar which is the pillar for business and career, staying consistent with your big why is important. What is your big why? Why do you want to embark on a certain course? What is the big why behind wanting to be a trader, for example. Don’t lose sight of that key objective, especially when all the unnecessary questions start popping up in your head.
Bing Fire In The Day Pillar
If the Bing Fire is found in your Day Pillar (or if you are a Bing Fire Day Master) this is really easy. The Bing Fire Day Master is the most routine of creatures. Simply, inject that activity into your daily routine.
Bing Fire In The Hour Pillar
If the Bing Fire is in your Hour Pillar, which is the investment and mindset pillar, you need to upskill consistently. Constantly upgrade with new knowledge and insights.
ABSENCE OF BING FIRE IN THE CHART
The Main Qi inside the Snake Branch is the Bing Fire. In other words, the Snake is the embodiment of the Bing Fire.
If you do not have the Bing Fire in your natal chart, you can do one of the following things (by the way, 2025 is the year of the Snake! You get to practice consistency all year long! Fun!):
1. Practice consistency every May. Because May is the Snake month.
2. Practice consistency every Snake day. But to do that, you need to have access to a Tong Shu. For non-practitioners, this is not so easy.
3. The easiest but requires the highest level of commitment. Every day, from 9am to 11am is the Snake hour. If you are up to it, this hour is where you dedicate 2 hours to practice what you want to get good at.
Of course, because this hour corresponds with normal working hours worldwide, best if the skill you are practicing is work-related.
CONCLUSION
Chapter 6, Tails, You Win is talking about how practice makes perfect. The more you do, the more consistently you practice, the better you become at what you want to do.
That’s it. It’s really that simple.
And of course, the willingness to fail, to stumble, to falter, and to pick ourselves up to continue.
Disclaimer: Paulynne is NOT a Medical, Legal, Financial advisor or Councilor. She is a Bazi and Feng Shui Consultant who utilises her knowledge of Bazi, Qimendunjia and Feng Shui to look at the energy imprint surrounding events, situations or people. These readings are for ENTERTAINMENT PURPOSES ONLY and should NOT BE TAKEN as absolute proof or concrete evidence or advice. Please treat them as such and enjoy your time on the channel.
Getting wealthy and staying wealthy are two different game plays, requiring different skillsets. Chapter 5 of The Psychology of Money delved deep into the differing mindsets that are required for both.
In this post, which has turned out ot be a pretty long post, we are going to look at some of the 10 Gods and how they relate to your wealth-generating activities.
KEY EXCERPTS FROM THE PSYCHOLOGY OF MONEY (CHAPTER 5)
“Good investing is about consistently not screwing up.” Again, it’s not about ‘luck’. Lady luck is a fickle mistress, they say. It’s true! Because it is not replicable. As I said in Chapter 2, some charts really do have ‘dumb luck’. Well, good for them! But others? We need to acquire certain skillsets.
“Getting money requires taking risks, being opportunistic, putting yourself out there. Keeping money requires humility, and caution.”
For the purpose of this post, I will split my post into two broad categories: business and career; and investing.
GETTING WEALTHY REQUIRES…
In Bazi, these are the three stars that helps with Getting Wealthy.
Rob Wealth
Rob Wealth is competitive. It’s a mind-control star. At a healthy level, this Star does not wait for opportunity to come knocking. Instead, it is out there creating opportunities. When this star is healthy, it’s a hustler. But we don’t want too many Rob Wealth in the Chart. Too many makes it hard to save money. I covered the Rob Wealth extensively in Chapter 3, so you may want to jump back into that post to learn more.
Indirect Wealth
This is an opportunistic star. It’s the ability to spot opportunities. Many of us are blind to opportunities because we keep seeing problems instead of opportunities. This Indirect Wealth star also represents the abundance mindset. Missing this star in your Bazi Chart? Need to work harder to cultivate an abundance mindset.
See, people with abundance mindsets are the ones who start businesses, agree? Even if they may complain to you about how bad the economy is. But they would not be in business if they had a scarcity mindset. Unlike the Rob Wealth or 7 Killings, it is OK to have multiple Indirect Wealth stars in the chart. Because it just means the possibility of having multiple businesses running. But whether or not it can manifest, depends on whether or not the day master can handle so many things at once.
7 KILLINGS
The action-taking star. In the book, it’s called putting yourself out there. Same thing – the ability and willingness to take action. At a healthy level, a 7 Killings is a star of strength and courage. It represents the determination to face the difficulties and do the hard work. We like this star at a healthy level, especially when it shows up with an Eating God in the Chart to keep it controlled. Too many, it becomes too volatile, so life becomes a little too hard.
Getting wealthy requires taking risks (RW), being opportunistic (IW) and taking action (7K)
It’s rare to find all three – Rob Wealth, Indirect Wealth, and 7 Killings – usable in a single Chart. Most charts will have one or two.
So don’t freak out if you find you don’t have all three. It just means you are a normal human being. Work with the ones you have, don’t stress over those you don’t have.
If Rob Wealth is stronger in your chart, you need to learn to hustle. Need to learn to create the opportunities you seek. Rob Wealth is a networking star. Learn to network upwards and leverage on other people’s resources. Learn to lead, be influential, motivate yourself and others. That’s a healthy way to use the Rob Wealth.
If the Indirect Wealth is strong and usable, train your abilities to spot opportunities. Find a mentor or better yet, apprentice yourself to a successful entrepreneur. Learn as you work.
If the 7 Killings is active in your chart, cultivate a strong fighting spirit. Be physically fit. Because to handle the 7 Killings energy, the self must be strong. Otherwise, you fall sick.
If you have a lot of these guys in your chart, saving money can be a bit of a challenge. The conventional advice is to send the money out as soon as you get it. Pay up the bills, shove it into bonds or trusts that you cannot access. Basically, making it hard for yourself to liquidate.
STAYING WEALTHY REQUIRES…
Direct Resource
Excerpt from the book: “More than I want big returns, I want to be financially unbreakable. And if I’m unbreakable, I actually think I’ll get the biggest returns, because I’ll be able to stick around long enough for compounding to work wonders.”
This requires the Direct Resource star.
A Direct Resource star is learned. Has extensive knowledge and information. Well-read. More, it refers to emotional intelligence.
To activate your Direct Resource meticulous preparation. To train yourself to look at details. To study, stay informed, self-improvement. Direct Resource is the willingness to sit down and study reams of earnings reports and understand the fundamentals.
Also, if you have a strong Direct Resource star in your chart, learning to monetize knowledge is your gateway to wealth.
Direct Officer
Excerpt from the book: “Planning is important, but the most important part of every plan is to plan on the plan not going according to plan.”
Many people will automatically equate this statement with the Direct Wealth. I think this is more the purview of Direct Officer.
Because the Direct Officer is about discipline, self-control, emotional control. It’s the discipline to follow a process or a strategy with room for error.
If this star exerts a strong influence in your chart, your natural gateway to wealth is to simply implement rules. This is almost like the role of a COO, the one who ensures that the entire system or process is running smoothly.
Discipline is very important for investors and traders. Because, remember, trading is emotional by nature.
The Direct Officer represents the ability to control how you think. To train it as an investor, for a start, get onto an education program that gives guidelines, process maps, trading parameters – and follow the rules!
If already seasoned enough as an investor or trader, establish your own trading protocols. And follow them! Don’t let your emotions rush you.
And lastly…
Direct Wealth
Excerpt from the book: “A barbelled personality – optimistic about the future, but paranoid about what will prevent you from getting to the future – is vital”
This is Direct Wealth territory. Direct Wealth in a chart is the ability to maximize existing resources. Yes, it’s the star of planning and management. It is frugal, a little miserly, but it is great at optimizing resources.
How to train? Start to split up your savings accounts to maximize your money. Mindfully work on your financial planning and projections. Study your budget. Set financial goals for the month or the year.
YOUR NATURAL INVESTMENT/TRADING STYLE
Now, let’s fit these stars into trading.
Long-term Investing
Long-term investing, also known as Growth investing is where you hold the stocks for up to 3 years or more (or in Warren Buffett’s case, forever!). Less time commitment required, and here, there is more focus on the fundamentals.
Mid-term trading (Trend Trading), where you hold for a few months and ride the trend until it hits your stop loss.
Charts with stronger Direct Resource, Direct Officer and Direct Wealth will likely gravitate towards the longer-term trading styles.
Because this group is more likely to do extensive prep. Read through reams of 10-K reports.
This group will prioritize having control and will be more likely to create and follow through on a trading plan. And therefore, more likely to enact stronger risk management strategies.
However, charts with stronger DR, DO or DW influence, must come to terms with the fact that, because there is a need for confirmation and assurance, chances are high that you will not benefit from the start of an uptrend. Means, you are likely to jump in later. Why? Because always waiting for another confirmation candle. It’s fine!
The key to a Bazi chart is always to fit the chart’s natural energy towards the objective. I’ve said this time and time again. We cannot expect a chart with DR, DO and DW to behave like one with a strong Rob Wealth, for example. Can they be trained to be more Rob Wealth? Of course! But at the start, always best to follow the natural rhythm of our charts. To not behave out of character. Because trading does not change our character, it amplifies who we are.
Short Term Trading
The shorter trading styles like Swing Trading or Intraday are more of a natural fit for charts with strong Rob Wealth, Indirect Wealth or 7 Killings.
Because this group loves the thrill of the win. Enjoys being in the thick of the action.
Thanks to that, this bunch are more likely to recycle their capital faster. Easier for them to stack the small wins. And because their risk appetite is bigger, more likely to jump onto an emerging trend and therefore benefit by being the first at the buffet.
On the negative side, this bunch is more likely to adjust their stop loss or gap down when the market is on a downtrend. Also, more likely to short the market. Basically, more likely to gamble.
But maybe now, you’re looking at your Chart and thinking, “But I have both IW and DW equally strong? What does that mean? Or I have a mix of these right at the top!” Those types of charts require some work. You have to be conscious of what you are triggering. When you have a mix, all the more reason to trigger the discipline to follow through on your trading plan. The discipline to overcome the FOMO. The discipline to learn and practice.
These 10 Gods are like ‘hats’. Which ‘hat’ am I putting on in this activity that I am doing? When I do research, I put on my DR hat. When I am problem-solving, I put on my 7K hat. When I do my financial planning, I put on my DW hat. What happens if you stack one hat on top of another? That’s when you get a headache.
Indirect Resource: The Most Important ‘Hat’ For Trading
The Indirect Resource is fuzzy logic. It’s the ability to read and recognize patterns within a sea of chaos. By the way, this is the same ability we invoke when we learn metaphysics.
In Bazi, the Indirect Resource is often interpreted as big-picture thinking, the ability to recognize trends and patterns, unconventional knowledge or problem-solving. It is also often connected to spirituality.
And because of this link to spirituality, it is normal to find people thinking that to train your IR, all you need to do is meditate.
But, I’m here to tell you, that of the 10 Gods, the Indirect Resource is the hardest to train. Because it’s not about the meditation. It’s about the practice. You want to be a good Bazi practitioner? Read 100 charts. Want to be a great coder, you need to code to the point where you can look at a bunch of codes and just pinpoint the problem. Want to be a great trader? Look and practice reading trend patterns until you master the skill.
Warren Buffett has a very strong Indirect Resource star. Let’s not forget that he started investing at the age of 10. His Indirect Resource star is super well trained.
Training your IR star takes a lot of time and effort. It’s the hardest muscle to train. But when you get it… you really get it!
Conclusion
I hope by now, you understand that there are many routes to wealth. There are also many types of investors and traders. There are many hats we can wear in our wealth-generating activities. It’s about figuring out the skillsets required. A Bazi Chart is like a map. It just shows us your natural energy. The trick, is to work with the Bazi Chart to get to your objective.
But if you take nothing else away from this post, please remember this. Do not ever, force a business or trading style that contradicts your core personality.
Paulynne is NOT a Medical, Legal, Financial advisor or Councilor. She is a Bazi and Feng Shui Consultant who utilises her knowledge of Bazi, Qimendunjia and Feng Shui to look at the energy imprint surrounding events, situations or people. These readings are for ENTERTAINMENT PURPOSES ONLY and should NOT BE TAKEN as absolute proof or concrete evidence or advice. Please treat them as such and enjoy your time on the channel.
When it comes to compounding our money, how we view money is going to be the key. In Chapter 4 of The Psychology of Money, the author Morgan Housel spoke at length about the benefits of Compounding.
But when it comes to compounding, then the first question is, what do we compound? Work harder? Work longer?
But obviously, this is talking about the compound interest we enjoy through investments. The earlier we start, obviously then, the more benefits we get. What about those of us who start pretty late? Let’s just grab whatever we can, shall we?
And since we are going to be talking about compounding, each of the 10 Day Master’s view of money – how we view money – is going to come into the picture.
KEY EXCERPTS FROM THE PSYCHOLOGY OF MONEY (CHAPTER 4)
“If something compounds – if a little growth serves as the fuel for future growth – a small starting base can lead to extraordinary results.”
In other words, don’t worry that you are not 10 years old. Don’t worry that you don’t have a million in your investment account. Start small and keep growing the money.
“Good investing isn’t necessarily about earning the highest returns. It’s about earning pretty good returns that you can stick with and which can be repeated for the longest period of time.”
This strategy is called: stack the small wins. Which will require some active participation. When we have a small investment capital, then one way to grow it faster, is to learn the process of doing short-term investing such as Swing Trading. You hold a stock for about 2 weeks… a month max. But you really need to know what you are doing, ok? Please learn first before attempting. Get the knowledge, learn the process, and most important, learn how to control your emotions.
Yes, trading is emotional by nature. Trading does not change who you are. It amplifies who you are. Which means, that, in this case, how the Day Master view or relationship with your Wealth stars are going to come into play.
WOOD DAY MASTERS (JIA AND YI)
The Wood Day Masters’ Wealth Element is Earth. Earth is about steady accumulation, in Malaysia, we have a phrase, ‘sikit-sikit lama-lama jadi bukit’ which means pile on a little earth every day, eventually you grow a hill. And because Earth is strongly equated with hoarding, Wealth for the Wood Day Master is something to be ‘kept’. Like… land banks?
Jia Wood Day Masters
So most Wood Day Masters will not take risks until they feel safe and secure. This is especially true for the Jia Wood who dislikes surprises. Ever heard of the phrase ‘the apple never falls far from the tree?’ A tree drops its seed nearby… and then years later, from one tree you’ve got a copse of trees in that vicinity.
Therefore, when it comes to using their Wealth star, the Jia Wood’s focus will naturally focus on creating stability and security. The Jia Wood will first seek to survey the terrain to understand the conditions. Next, a lot of the Jia Wood’s focus is also on asset protection, to protect your ‘land’ by managing risks. And most important for the Jia Wood – reinvest the profits to improve and expand your land.
Yi Wood Day Masters
The faster Yi Wood’s view of Wealth is something new, a new land to be conquered. Like the dandelion that sends its seeds out into the wind. Flying to new lands. It’s still the same plant but growing… elsewhere.
In business terms, it’s like taking the same product and applying it into different market. Will all the seeds take root? Statistically, no. Similarly, when we test out new markets, will every idea work? Of course not.
But isn’t this method what’s called franchising? Replicate what I have – let other people implement it on different soils.
Between the two, the Yi Wood is more likely (and therefore more willing) to spend money upfront. Because there is a need to conquer new land.
Here, the Yi Wood’s natural gifts at networking and collaboration comes in handy. A Yi Wood needs to build connections to help you discover new opportunities and gain access to new ‘lands’ or access to additional resources.
Because the Yi Wood is always faster than the Jia Wood, a Yi Wood Day Master can change strategy much quicker. Also, again because of the natural networking abilities of the Yi Wood, it becomes easier to leverage on other people’s resources to expand your financial reach.
In both cases, since the term ‘land’ is the metaphor for your Wealth, there is a need to acquire a diverse ecosystem of new properties. Just like buying more land, look for new ways to invest and earn money through stocks, real estate, side business, other investments. For the Wood Day Master, diversity is the key.
FIRE DAY MASTERS (BING AND DING)
Bing Fire Day Masters
The Bing Fire represents the sun. Your Wealth star is Metal. How hot does the sun have to be to forge Metal? Scorchingly hot! So most Bing Fire Day Masters will tend to be more risk-averse.
Because every cent I have is made through blood, sweat and tears! Easy to take out money? Not easy. Quite painful in fact. A forged Metal is like a valuable sword or precious gold ring. It needs to be kept in the safe!
But doesn’t this sound contradictory to the Bing Fire’s natural generosity? Let me explain. The Bing Fire’s Wealth Star is Metal. Metal is a TOOL! A tool used to acquire something else.
When a Bing Fire spends money, typically, they expect some immediate returns. When I buy my friends dinner, and I get the pleasure of their happy company. When I pay for a family vacation, and I get the pleasure of bonding with them. Money is a tool – used to acquire something else.
The weird part is, for some Bing Fire Day Masters, investment is not considered a tool. Note that I said ‘some’ Bing Fire Day Masters. But once you succeed in shifting that mindset – to think of investing as a ‘tool’ that helps you acquire other things – then the Bing Fire can be the most consistent of investors or traders. When it comes to consistency, no other Day Master can beat the Bing Fire.
But because the Bing Fire is such a routine-driven creature, there is a need to maintain your financial toolbox. Which means, you need to regularly review and manage your financial assets. Just like maintaining tools to ensure they remain functional, need to keep making adjustments to ensure your finances are in good shape.
A Bing Fire Day Master who is educated in the nuances of investing can be a very good investor. Because Bing Fire Day Masters are big picture thinkers to begin with. You have foresight. Can see very far. Easy to see the bigger picture. What the Bing Fire Day Master needs to become a great investor, is training on how to see the ‘hidden picture’ – to consider the nuances behind recent developments.
Ding Fire Day Masters
But what about the Ding Fire Day Master? Way easier for a Ding Fire to forge metal because the Ding Fire is the real fire. As opposed to the Sun.
With the Ding Fire, there is a need to put more tools into your tool-box. If I need an axe, voila here it is. If I need a scalpel, well then here we go…
In order to forge more tools or better tools, a Ding Fire is resource reliant. Which means that, there is a need for the Ding Fire to consistently upskill.
Of course, this applies to everybody, but more so with the Ding Fire because a Fire cannot burn without fuel.
But of the two, which has less emotional attachment to money? Certainly Ding Fire. Because a Bing Fire has to go all scorched Earth to forge that Metal. Which also means that, for the Bing Fire Day Master, the easier way to make money is to use the Rob Wealth. In short, equity share. If the Stock Market is too risky, find good businesses that you can invest in. Silent partner, co-owner, those types of stuff.
EARTH DAY MASTESR (WU AND JI)
Wu Earth Day Masters
From the Wu Earth Day Master’s point of view, Wealth is something to be pooled or collected. Here, there is also a focus on accumulation and savings as opposed to spending or investing.
Imagine a huge mountain with a deep lake in front of it. For the Wu Earth, that is financial security! And because the Wu Earth is the least likely to move (coz mountains don’t move, they just sit there) we need to ensure that that lake does not dry up. Which means that there should ideally be a few streams (income streams) feeding into that lake.
I’m sure a pattern is emerging by now. Most of the Yang Day Masters so far, will tend to be more risk-averse compared to their Yin counterparts.
And because the Wu Earth by itself prizes stability, security and control, these income streams could also come from a steady but stable source. Example: gains from property investment? Rental income? Growth investing?
Now don’t get me wrong. I’m not saying that the Jia, Bing or Wu Earth Day Masters CANNOT become traders. Not at all. All I’m saying is, the Jia, Bing, Wu Day Masters will likely find it more comfortable to start by trading the fundamentals first before you venture into the higher risk higher rewards type of investing.
Ji Earth Day Masters
Then what about the Ji Earth? Think of river-banks, lush, green riverbank teeming with life, all supported by the flowing river which gives it life. Ji Earth Day Masters frequently view money as a flow. Therefore, understanding the flow of money is vital.
As opposed to the Wu Earth’s collection strategy, the Ji Earth’s view is more likely to focus on cash flow. Maintaining a healthy flow of income and ensuring that money is actively working to support their ongoing needs and goals.
In other words, more hands-on involvement from the Ji Earth.
If, to the Ji Earth, money is a stream going past, then any strategy that facilitates the transfer of goods or services, and earning a commission in return makes a ton of sense. This would be one possible way for the Ji Earth to make the flow of income bigger.
As an investor, because of this viewpoint, the Ji Earth would likely be more attracted to the types of investing that has more rewards/risk – higher risk, higher rewards type. But to do that successfully, you must expand effort to stay informed of events that could potentially impact that income flow. Better yet, learn to assess how events impact the flow of money so that you are not 100% reliant on news or analysts.
METAL DAY MASTERS (GENG AND XIN)
In the first half of this post, I made a conscious effort to separate the difference between the Yang Day Master and the Yin Day Master.
For the final two groups of Day Masters, there are similarities in between.
The Metal Day Master’s Wealth Element is Wood. Money grows on trees!
Wood regenerates, wood can be re-planted. Which means that the Metal Day Masters will both tend to be less risk-averse. Because money (literally) grows back.
Therefore, the idea would be for the Geng or Xin Metal Day Master to work around this principle of ‘harvest’. To create something that consistently yields returns. Like a farm!
Because of this viewpoint, the Metal Day Masters (as well as the Water Day Masters which we will discuss in the next segment), will likely have a stronger abundance mindset.
The trick for the Metal Day Masters, however, is to ensure that the roots are not damaged. Means, you can keep harvesting, but don’t damage the core of your business.
And plant different seeds. Let’s look at your Wealth Stars. One is a tree (Jia Wood), the other is a fast growing plant (Yi Wood). Between these two, which grows faster? The Yi Wood, right?
So there needs to be a balance in your farm or wealth ecosystem. You need to grow different crops. In terms of business, what this creates is the likelihood of a whole bunch of inter-related businesses. Same for your investment tactic. Understand fully an entire industry ecosystem.
WATER DAY MASTERS (REN AND GUI)
There’s a saying in Bazi that when a Water Day Master gets rich, they get really rich. This is the reason why. The Water Day Masters’ Wealth is limitless like the Sun!
Which means the Water Day Masters are the most adept at juggling a 50-50 portfolio between high risk and slow growth.
As you have seen from earlier in this post, not all the Day Masters can handle too much high risk. Particularly, the Jia, Bing, and Wu Day Masters. Which means you gotta be ok not to be the first at the buffet.
Now again and again, I want to re-iterate – this is just based on a Day Master’s view of their Wealth star. Just one point of information in the Bazi Chart. The modus operandi or structure of the chart can also influence your view of money.
When we focus just on the Day master, all we’re saying is – naturally, this person has this view of their Wealth star.
Therefore, the Ren Water and Gui Water Day Masters are the ones who are most naturally equipped to handle a diverse portfolio of risks – steady and consistent on the one hand; high risk/high reward on the other.
But we need to keep that financial flame going strong. Which means we will need:
1. A strong financial base – good credit score, savings, budget
2. To keep a fire strong, we need high quality fuel. When the opportunity comes, invest in high value assets. There is strong potential here to get in on the ground floor.
3. And because there is strong potential to get in on the ground floor, being the first at the buffet table, the Water Day Masters can be quite adept at igniting new opportunities by exploring new ventures, investments or business opportunities.
4. Share the warmth – when you make the money, keep a portion aside to invest in other people as well. Sharing your financial success can create a positive ripple effect.
But again, just because it is in your Chart, does not mean you will immediately succeed when you turn your hand to investing. What it means is that you have the potential to be trained to do so.
Because someone out there, might be reading this post and thinking… “why am I not rich?”
Now here comes the irony… the stronger the Water Day Master, the more risk-averse you become. Because remember? Water is equated with Fear? Too much water equals too much fear. But can you train yourself to do this? Absolutely!
Which leads us to…
COMPOUNDING: PRACTICE MAKES PERFECT
Just like everything else in life, becoming a successful trader or investor takes time and effort.
Where we invest time and effort is where we will reap rewards. If, in watching this, you are already a seasoned trader, then great. Go and acquire more ‘land’, build more tools for your toolbox, collect ‘resources’, expand your ‘farm’ to get a bigger yield, ‘ignite’ new opportunities for yourself.
But if you are someone looking to start, and you are serious about starting, I only know one way to build confidence. Start by paper trading. Right now, as I film this video, the market is volatile. Best time to learn to read trends and patterns.
Disclaimer: Paulynne is NOT a Medical, Legal, Financial advisor or Councilor. She is a Bazi and Feng Shui Consultant who utilises her knowledge of Bazi, Qimendunjia and Feng Shui to look at the energy imprint surrounding events, situations or people. These readings are for ENTERTAINMENT PURPOSES ONLY and should NOT BE TAKEN as absolute proof or concrete evidence or advice. Please treat them as such and enjoy your time on the channel.
In Chapter 3 of The Psychology of Money by Morgan Housel, the chapter delved into the risks people take driven by never knowing what and when is enough. Translated into Bazi terms, “Never Enough” is known as a Rob Wealth problem. You know, that pesky little insatiable monster that always wants more more more? So yes, this post can also be known as the Rob Wealth chapter.
KEY EXCERPTS FROM THE PSYCHOLOGY OF MONEY (CHAPTER 3)
“The hardest financial skill is getting the goalpost to stop moving.” This is capitalism at its core. Always, more growth, more money, more! Wanting more is not the problem. The problem happens when you need to take greater and greater amounts of risk to get it.
“Modern capitalism is a pro at two things: generating wealth and generating envy.”
“Social comparison is the problem here.” And let me tell you this, Asian societies have a bigger issue with this point. Because many Asian societies are based on Confusionism where face value and status is so very important.
“There are many things never worth risking, no matter the potential gain.” Sometimes, this drive for more, more, more can cause us to do illegal stuff? Thereby risking our freedom, our independence, our reputation.
Everything mentioned here is equated with the Rob Wealth star in Bazi.
WHAT IS ROB WEALTH?
In Bazi, Rob Wealth can represent our ego. Traditional Bazi interpretations do not like the Rob Wealth. The name itself sounds ‘ick’… someone coming along to rob my wealth.
But as in everything in the universe, where there is bad, there will inevitably be good.
A healthy and well-trained Rob Wealth star is ambitious. It is competitive but in a healthy way. It can also denote strong leadership abilities because of its ability to motivate and inspire others.
But when we say someone has a Rob Wealth problem, this is when the Rob Wealth is exerting its negative influence in the Chart.
Amongst these negative influences are endless comparing, always behaving like everything in life is a combat, emotionally and behaviourally aggressive. And because they are constantly comparing, vulnerable to peer pressure
So, of course, the first type of Chart that is vulnerable to a Rob Wealth problem, would be a naturally ambitious chart that has a Rob Wealth structure or a Rob Wealth profile.
I love working with Rob Wealth clients. They always come with big ambitions and the willingness to work for it. The harder it is, the more amped up they get. There is this natural instinct of wanting to build their own empires!
When the structure is positive or favourable, Rob Wealth structure individuals never shy away from hustling. When it is negative, they might not hustle because too busy comparing. See, Rob Wealth always wants to win. When they think they cannot win, then the only solution is to not play. Which is fine, but the problem is, when they don’t play, they complain.
Rob Wealth individuals are also very charismatic. Attractive people to talk to. Everywhere they go, they know instinctively how to create a nice environment.
And most of all, daring. The harder it is, the more excited they get. As an investor, the more volatile the market, the happier they are. Because apart from making money, what they love is the thrill of overcoming the odds, the thrill of the win!
So with this type of structure or profile, the trick is to always remind them never to bet the house. Because can easily get carried away by their own ‘cleverness’.
In many cases, Rob Wealth traders love to gap down or short the market. Very tenacious. Cannot believe that their strategy won’t work. Sometimes this plays out in their favour, but other times, they end up digging holes to fill up another hole because they cling on very stubbornly to their ideas or strategies.
But what if you are not a Rob Wealth structure or profile? Can the Rob Wealth cause problems too? Potentially…
ROB WEALTH ELSEWHERE IN THE CHART
Even if your Rob Wealth star is not the most dominant in your Chart, you may experience some of its effects, depending on where the Rob Wealth shows up.
If your Rob Wealth shows up on the Heavenly Stem in the Year column, chances are people keep coming to compare with you. Like you’re supposed to be some type of benchmark or something among your friends. It can be very tiring. And it causes a lot of peer pressure.
If the Rob Wealth shows up on the Heavenly Stem in the Month column, you tend to be very competitive at work or in business. Always want to win. This is good for hustling. Need to consistently hustle. If you don’t like to hustle, then this Rob Wealth is of no use to you.
If the Rob Wealth is inside the Day Branch – because no way it can show up on the Stem, right? Rob Wealth is an active star. It doesn’t sit still, so this person is always on the move. Ants in the pants syndrome, can’t stay in one spot for too long. Also likes to be surrounded by people. Enjoys being in situations where there is a noisy and happy atmosphere. You got this in the Chart, you gotta network! If we are interpreting from a relationship perspective, this might cause some problems – but we’re talking money here. ok?
If the Rob Wealth shows up on the Hour Stem which governs our mindset. The comparison is in your head. Usually, when Rob Wealth is on the hour, it is very hard to feel satisfied because the person is always comparing.
It is what it is. We can’t change the chart. How we respond to it is the key. If the always comparing motivates you into action, then great! If the always comparing demotivates you and prevents you from taking action because you think you cannot win.. then it’s not so great.
If the Rob Wealth is found elsewhere in the Chart but nestled inside the branch, it usually indicates low-level competitiveness that is not overt.
And of course, if there are no Rob Wealth inside the Chart at all, then obviously you won’t have a Rob Wealth problem.
KEY LEARNINGS
If you have the Rob Wealth in your Chart and it is prominent, learn to use it well. Don’t allow its negative influences colour your perspective.
And learning when is ‘enough’ is important for all of us. Knowing when is ‘enough’ is not about leaving opportunity and potential on the table for others to pick up. It’s about realizing that at a certain point, an insatiable appetite for more will push you to the point of regret.
This constant thirst and chase for more is draining, exhausting and let’s face it, it’s miserable! It’s the seeds of our scarcity mindset. And here’s the weird part, the more you chase, the more elusive some things become.
Disclaimer: Paulynne is NOT a Medical, Legal, Financial advisor or Councilor. She is a Bazi and Feng Shui Consultant who utilises her knowledge of Bazi, Qimendunjia and Feng Shui to look at the energy imprint surrounding events, situations or people. These readings are for ENTERTAINMENT PURPOSES ONLY and should NOT BE TAKEN as absolute proof or concrete evidence or advice. Please treat them as such and enjoy your time on the channel.
As a Bazi practitioner whose primary focus is on business and career, I often receive consults from clients with the question, “Do I have business luck? Will I succeed if I start my own business? Do I have investment luck?”
When we get questions like that, the underlying question is… “Will there ever come a time, where everything will miraculously go my way without me having to lift a finger for it.” “Or will there come a time where things fall into place without me making a single change to myself or my activities.” In other words, “tell me, I have dumb luck!”
Now I wouldn’t deny the fact that some people really do have dumb luck. But for every success story you here involving dumb luck, you are not seeing the many failures that surrounded that success. Which is the crux of Chapter 2: Luck and Risk.
KEY EXCERPTS FROM THE PSYCHOLOGY OF MONEY (CHAPTER 2)
“Luck and risk are siblings. They are both the reality that every outcome in life is guided by forces other than individual effort. We can’t anticipate everything.”
A doctor cannot ‘guarantee’ that they can heal you. A lawyer cannot ‘guarantee’ that they will win your case. A Bazi and Feng Shui practitioner also cannot ‘guarantee’ that you will get results.
“Because the world is too complex to allow 100% of your actions to dictate 100% of your outcomes.”
Same as in Feng Shui. If we activate your nobleman sector, you need to do something to connect with the nobleman too!
“Someone else’s failure is often attributed to bad decisions. Our own failures are often chalked up to bad luck.” This is normal, isn’t it?
“Not all success is due to hard work, and not all poverty is due to laziness. Sometimes, there is just the missing factor of leverage.”
“Focus less on specific individuals and case studies and more on broad patterns.”
“The trick when dealing with failure is arranging your financial life in a way that a bad investment does not wipe you out.” Did you know, that the top traders in the world, only win about 40% of their trades? Yes, the media often idolizes those who risked everything on a throw of a dice and won! But we never hear about the millions who did just that and lost! They also never ask them a key question – how many times you wiped out?
DUMB LUCK IN YOUR BAZI CHART
But let’s talk about the Luck portion of the chapter first. Specifically, the presence of Dumb Luck in your Bazi Chart.
The first and most obvious is, we need to have your Indirect Wealth on your Hour Stem.
And the conditions are:
1. Must be the ONLY Wealth star in your Chart
2. Must be FAVOURABLE – which means the Day Master must be a strong Day Master. Weak Day Masters, sorry!
3. Must not be clashed, harmed, punished, or destroyed
You know how hard it is to meet these conditions? But for those who do have, yes, they have a tendency to enjoy windfalls. Regularly wins lottery, win raffles, lucky draws. If you have this in your Chart, good for you. Be grateful, ok? And contribute some back.
And then annually, there is an auxiliary star called the Fortune Virtue which talks about unexpected opportunities or sudden gains.
In 2024, the Fortune Virtue is in the Ox. So if you have the Ox in your Hour Pillar, and even better if it contains your Wealth star, then this year… somehow you find yourself with a bit of the Midas touch where investments are concerned.
In 2025, the Fortune Virtue is in the Tiger. So if you have the Tiger in the hour, time to prep!
The problem with the Fortune Virtue is… success is a lousy teacher. Because it cannot be replicated.
STAYING LUCKY
Staying lucky on the other hand, requires some work. But it’s as simple as this… follow the energy of our charts.
The luckiest people in the world, somehow know how to work with the energy of their charts. Somehow! For the rest of us, a Bazi consult wouldn’t hurt.
I know this is sounding like I’m selling you my consults, but really, if we can decode in advance, the opportunities and threats of the year, and tailor our plans accordingly, the Reward over Risk factor will be more in our favour!
As an example: if this year brings a lot of Wealth energies, which means that you are supposed to be going full throttle ahead… but you insist on keeping your foot off the pedal… how to get results? How to stay lucky?
Another example: if the year brings you opportunities to widen your network, but you insist on staying home, how can a potential nobleman help you if you don’t meet in the first place?
Get my drift?
Yes, this requires work. But infinitely replicable and sustainable.
Another way to achieve sustainability is to create a business or investment style that fits the natural energy of the Chart. If the Chart is naturally risk-averse, then go for growth investing, slow and steady type. If the Chart can handle risk better, then we need to remind the client not to bet everything on a single throw of the dice.
HANDLING RISK
But what about handling risk? To decode that, we need to go back to the fundamentals and look at the 5 Elements.
Each and every one of our chart will have a dominant element. This dominant element – whatever it may be – can be a strength or an advantage for us. If we know how to play it.
But again, following the principles of the Tai Chi, where there is strength, there will be weaknesses.
Our job, as always, is to be aware of these and tilt our perception towards the positive.
DOMINANT WATER IN THE CHART
If Water is the dominant element in your Chart, it brings you gifts of intelligence, wisdom and risk-perception.
People with healthy Water in their Chart tend to be able to assess risk better.
But on the other hand, this same element that showers you with gifts of intelligence and wisdom, also creates an environment where you experience the curse of too much knowledge.
Very good at imagining worst-case scenarios, you get so smart, you think yourself out of doing something.
Where does all these self-imagined fear come from? Emotional-overload. The brain is always thinking, thinking, thinking… until you’re all a-muddled.
If Water is dominant in your Chart, finding strategies to manage your thoughts and emotions is the key to success.
DOMINANT WOOD IN THE CHART
The gifts of Wood – plenty of drive and determination. A strong growth-mindset. Always willing to self-improve.
But what if you don’t control it and it turns negative? Dominant Wood in the Chart creates a fear of losing control.
Or to paraphase, a need for control so strong, that every little thing that is different makes you feel like you are losing control – so you become too afraid to change.
DOMINANT FIRE IN THE CHART
Dominant Fire represents someone with the ability or willingness to change. It’s always easier to change a chart with Fire. No Fire in the Chart? Takes a bit of self-work.
Dominant Fire in the Chart is not afraid to change. They are happy to change along with the world. First adopters of technology are usually those with strong or healthy Fire in their Chart.
But on the dark side, dominant Fire can create a feeling like you are outdated or late to the game. Because Fire represents advancement and illumination. So dominant Fire can cause a warped perception that you are already too late – like you don’t have the latest skillset, don’t know enough, that kind of scenario.
And the solution: Just join in the party! Who cares if you’re late.
DOMINANT EARTH IN THE CHART
Dominant Earth in the Chart imbues the Chart owner with a very solid and stable persona. Very reliable, and therefore, easy to inspire trust.
People somehow feel that they can trust you.
But on the other hand, because Earth is the only non-moving element, dominant Earth in the chart can create a lack of willpower.’
Like, “I want it, but not that badly!”
So what’s the solution? Give yourself a deadline to take action.
DOMINANT METAL IN THE CHART
On the positive spectrum, dominant Metal are great at decision-making. Decisive.
Strong Metal usually wants to win. So on the negative side, strong Metal can also be quite judgemental. Which means that you may find yourself, sometimes making decisions before you even fully consider the situation.
So you refrain from taking risks when you don’t think you can win.
The solution: study first, don’t make snap decisions.
LUCK AND RISK
So what’s the end game for this chapter?
Of course, consciously train yourself to use the positive spectrum of your dominant element
But at the same time, be aware of the pitfalls that the same gifts carry. Find strategies around it.
Disclaimer: Paulynne is NOT a Medical, Legal, Financial advisor or Councilor. She is a Bazi and Feng Shui Consultant who utilises her knowledge of Bazi, Qimendunjia and Feng Shui to look at the energy imprint surrounding events, situations or people. These readings are for ENTERTAINMENT PURPOSES ONLY and should NOT BE TAKEN as absolute proof or concrete evidence or advice. Please treat them as such and enjoy your time on the channel.
I read the Psychology of Money by Morgan Housel a few months ago. And as I was reading, the answers to most of the chapters started popping up in my head (because… occupational hazard). So I figured I’d share the relevant chapters. In Chapter 1: No One’s Crazy, the book talks about how our experiences during our formative years can inform on our subconscious relationship with money.
To find that answer in Bazi, we look at the Year Stem. But first…
KEY EXCERPTS FROM THE PSYCHOLOGY OF MONEY (CHAPTER 1)
“People do crazy things with money. But no one’s crazy.” A bold statement, which I happen to agree with.
In Bazi consults, especially, after learning all the technical stuff, the ability to translate the Bazi knowledge into different cultures and learned behaviour is key to delivering value to our clients.
Here’s an excerpt directly from the book:
“People from different generations, raised by different parents, who earned different incomes and held different values, in different parts of the world, born into different economies, experiencing different job markets with different incentives, learn different lessons.”
“What you have experienced is more compelling than you learn second-hand.”
“Every decision people make with money is justified by taking the information they have at the moment and plugging it into your unique mental model of how the world works.”
So let’s pull the answer from the Bazi Chart.
EARLY EXPERIENCE WITH MONEY IN A BAZI CHART
When we look at a Bazi Chart through the lens of a life journey, the Year Pillar represents our early childhood.
These are talking about experiences in our early childhood during our formative years. When we are just absorbing the information or energy field of those around us.
If, as a child, we see our parents thriving and successful, our view of the world will be vastly different from that of another person who grew up watching their parents struggle to make ends meet.
And very often, these so-called ‘lessons’ are buried so deep in our psyche that we are usually unconscious of it. Bazi can help to create this awareness – that potentially, there is a past trauma to unpack.
In Bazi, whenever we need to figure out if something is ‘good’ or ‘no good’, we cannot run away from the principles of ‘favourable or unfavourable’.
In this exercise, what we are looking for is the 10 Gods in the Year Stem and determine if it is favourable or unfavourable. In general, Favourable means good; Unfavourable means not so great.
FRIEND/ROB WEALTH ON YEAR STEM
A favourable Friend star in the year pillar typically indicates someone growing up in a large family. May not be immediate family, the nuclear family may be small, but they experienced growing up with a lot of cousins to play with. Fun!
Unfavourable Friend Star is one of the indicators that the person comes from a poor family. In some cases, it could also mean that this person is likely to be one of the younger ones in the family, and experienced a large communication gap with the rest of the family. So grew up kinda lonely.
If there is a Favourable Rob Wealth Star in the Year, it is an indicator of a Rags-to-Riches story. And the opposite, if there is an Unfavourable Rob Wealth Star in the Year, it is an indicator of a Riches-to-Rags story
Imagine this with me. At a very young age, I watch my family struggle and succeed is very different from watching my family go from bungalow to a tiny house. This experience, colours our world view.
The kid who experienced rags-to-riches would likely grow up more optimistic, with more drive – because there is a behavioural pattern to emulate.
EATING GOD/HURTING OFFICER ON YEAR STEM
If there is a Favourable Eating God in the Year, this person likely comes from an upper middle-class family with parents who had the resources to support their growth. There is potentially inheritance
If the Eating God is Unfavourable, this usually denotes a lack of family support. This person had to start from scratch.
Example: Favourable EG means that if I am smart, my parents had the capacity to pay for my education. Unfavourable EG: night school.
The Hurting Officer in the Year is usually an indicator of someone who needed to hustle and build up his or her own fortune. Because the HO is a hustling star.
Why do I keep saying ‘usually’ or ‘typically’, because these are indicators only. There are other places to check in the Bazi Chart to see if this clue is a firm fact or not. Example: the first luck pillar can also hold a valuable clue.
If the Hurting Officer is favourable, the family background is typically hardworking, middle class, no lack of anything
If the Hurting Officer is unfavourable, there may be a distant relationship with parents. Like the latch-key kid. The parents are too busy working.
DIRECT WEALTH/INDIRECT WEALTH ON YEAR STEM
Favourable Direct Wealth in the chart usually indicates wealth in the family. Whereas a Favourable Indirect Wealth usually indicates a family background that is entrepreneurial.
Unfavourable Direct Wealth is the opposite – a poor family that is always struggling. In fact, it’s the same for the Unfavourable Indirect Wealth as well, it’s an indicator of poverty.
This directly impacts the abundance mindset. Someone with unfavourable Direct Wealth in the Year will likely need more financial security and assurances.
Conversely, someone with a positive Indirect Wealth in the year, growing up in a family that has a strong entrepreneurial culture will be more inclined to walk the entrepreneur path themselves.
DIRECT OFFICER/7 KILLINGS ON YEAR STEM
Favourable DO is an indicator of someone born in a respected and influential family. A family with authority. With a father who was able to assist this person to establish their own business or career
Unfavourable DO will mean the opposite, of course.
7 Killings in the year is an indicator of instability during the early years. If it is Favourable or Positive, then there is a chance the family overcame a lot of challenges to become a powerful family.
If it is unfavourable, then the family usually went through a lot of hardships – not just monetary, but could be health problems or even experiencing accidents.
DIRECT RESOURCE/INDIRECT RESOURCE ON YEAR STEM
Favourable DR is usually an indicator the person comes from a noble family. High class family, may or may not be royalty, but a family with wealth, culture, and what is considered a traditionally good upbringing
Unfavourable Direct Resource still comes from a knowledgeable family, like poor scholars, unable to convert knowledge into money.
A favourable IR usually points at someone whose mom or certain members of the family are the key figures in their family. They had significant impact because they had a certain special skill.
An unfavourable IR typically also indicates the family went through a lot of ups and downs, the family had humble beginnings.
BUT SO WHAT?
I know we’ve done a a fair bit of ‘good’ and ‘bad’ or ‘favourable’ and ‘unfavourable’ in this post. We can’t pick the environment we are born into.
And who’s to say that favourable is always good? Or unfavourable is always bad?
If it is Favourable, good for you, more opportunities. But because life was ‘easier’, perhaps a little less resilient? Maybe?
And if it is Unfavourable… sure, you had less opportunities, you had to work really hard to build a life for yourself. Thank your younger self for having the determination, persistence, and resilience to overcome a disadvantaged upbringing.
And all this decoding of the past can be counter-productive. After all, you can’t change the past, right? What’s happened has happened. Can’t change it. So what’s to do?
MOVING PAST THE PAST
If you have an Unfavourable element on your Year Stem, take steps to detach yourself. Find strategies to overcome the hold that the past negative experience has on you.
If it is Favourable, then start to take steps to take advantage of your blessings.
Disclaimer: Paulynne is NOT a Medical, Legal, Financial advisor or Councilor. She is a Bazi and Feng Shui Consultant who utilises her knowledge of Bazi, Qimendunjia and Feng Shui to look at the energy imprint surrounding events, situations or people. These readings are for ENTERTAINMENT PURPOSES ONLY and should NOT BE TAKEN as absolute proof or concrete evidence or advice. Please treat them as such and enjoy your time on the channel.
For the Ren Water Day Master, the Xin Wei (辛未) month in July 2024 carries the energies of your Direct Resource sitting on your Direct Officer. This is a great combination for reputation building. But there’s only one catch: you need to be consistent! Oops!
JULY 2024 | BUSINESS: FORGE THE POWER OF CONSISTENCY
In June, you had the chance to delve into untapped markets. Simultaneously, you were granted a month’s worth of energy to cultivate a habit among your fans and followers around your product or service.
A month is enough to start a habit. But to ingrain the habit into their daily lives, you need consistency. Consistency is your consumer’s minds can influence behaviour, perceptions, and ultimately, sales. But on the other end of the spectrum, tangible, real-world consistency of your product, service or brand is the one that builds customer loyalty.
So the Ren Water Day Master is in for some hard work in July 2024. It may be hard, may even be unpleasant for the shortcut-loving Ren Water, but it is necessary. To fully utilize the energy of the Xin Wei, we need to check the following boxes:
Hurting Officer – how consistently are you marketing?
Direct Wealth – what are the measurables of quality in your industry? Can it be quantified?
Direct Officer – how well do you deliver your product or service?
Direct Resource – how does the above translate to your reputation in the market?
For any business to enjoy long-term success, consistency is the real secret ingredient. But why do I say that this may be unpleasant for most Ren Water Day Masters? Because the nature of water (which represents the core of you), is to flow. Water excels at searching for the path of least resistance; and is easily frustrated when stonewalled. In short, consistency is not exactly inbuilt into the nature of the Ren Water (as opposed to other Day Masters like the Jia Wood, the Wu Earth, and especially the Bing Fire).
JULY 2024 | CAREER AND PERSONAL: CONSISTENCY BUILDS TRUST
We’ve all heard this before. Consistency builds trust. Which means the opposite holds true. Inconsistency breeds distrust. In our careers and even in our daily lives, what we do consistently becomes our reputation.
If we consistently show up for even the most unpleasant tasks, we gain a reputation as a team player. On the other hand, if we consistently show up late or disappear for long lunches, guess what?
So for July, remind yourself to:
HO and DW: Do what you say you’re going to do. If you’ve promised a follow up, please do so. If you’ve offered to help with PowerPoint slides, make sure you get it done.
DO and DR: Walk the talk. If you expect your staff or family members to follow your lead, you need to embody those qualities as well. “Do as I say, not as I do” has never worked for nobody!
Disclaimer: Paulynne is NOT a Medical, Legal, Financial advisor or Councilor. She is a Bazi and Feng Shui Consultant who utilises her knowledge of Bazi, Qimendunjia and Feng Shui to look at the energy imprint surrounding events, situations or people. These readings are for ENTERTAINMENT PURPOSES ONLY and should NOT BE TAKEN as absolute proof or concrete evidence or advice. Please treat them as such and enjoy your time on the channel.
