I read the Psychology of Money by Morgan Housel a few months ago. And as I was reading, the answers to most of the chapters started popping up in my head (because… occupational hazard). So I figured I’d share the relevant chapters. In Chapter 1: No One’s Crazy, the book talks about how our experiences during our formative years can inform on our subconscious relationship with money.
To find that answer in Bazi, we look at the Year Stem. But first…
KEY EXCERPTS FROM THE PSYCHOLOGY OF MONEY (CHAPTER 1)
“People do crazy things with money. But no one’s crazy.” A bold statement, which I happen to agree with.
In Bazi consults, especially, after learning all the technical stuff, the ability to translate the Bazi knowledge into different cultures and learned behaviour is key to delivering value to our clients.
Here’s an excerpt directly from the book:
“People from different generations, raised by different parents, who earned different incomes and held different values, in different parts of the world, born into different economies, experiencing different job markets with different incentives, learn different lessons.”
“What you have experienced is more compelling than you learn second-hand.”
“Every decision people make with money is justified by taking the information they have at the moment and plugging it into your unique mental model of how the world works.”
So let’s pull the answer from the Bazi Chart.
EARLY EXPERIENCE WITH MONEY IN A BAZI CHART
When we look at a Bazi Chart through the lens of a life journey, the Year Pillar represents our early childhood.
These are talking about experiences in our early childhood during our formative years. When we are just absorbing the information or energy field of those around us.
If, as a child, we see our parents thriving and successful, our view of the world will be vastly different from that of another person who grew up watching their parents struggle to make ends meet.
And very often, these so-called ‘lessons’ are buried so deep in our psyche that we are usually unconscious of it. Bazi can help to create this awareness – that potentially, there is a past trauma to unpack.
In Bazi, whenever we need to figure out if something is ‘good’ or ‘no good’, we cannot run away from the principles of ‘favourable or unfavourable’.
In this exercise, what we are looking for is the 10 Gods in the Year Stem and determine if it is favourable or unfavourable. In general, Favourable means good; Unfavourable means not so great.
FRIEND/ROB WEALTH ON YEAR STEM
A favourable Friend star in the year pillar typically indicates someone growing up in a large family. May not be immediate family, the nuclear family may be small, but they experienced growing up with a lot of cousins to play with. Fun!
Unfavourable Friend Star is one of the indicators that the person comes from a poor family. In some cases, it could also mean that this person is likely to be one of the younger ones in the family, and experienced a large communication gap with the rest of the family. So grew up kinda lonely.
If there is a Favourable Rob Wealth Star in the Year, it is an indicator of a Rags-to-Riches story. And the opposite, if there is an Unfavourable Rob Wealth Star in the Year, it is an indicator of a Riches-to-Rags story
Imagine this with me. At a very young age, I watch my family struggle and succeed is very different from watching my family go from bungalow to a tiny house. This experience, colours our world view.
The kid who experienced rags-to-riches would likely grow up more optimistic, with more drive – because there is a behavioural pattern to emulate.
EATING GOD/HURTING OFFICER ON YEAR STEM
If there is a Favourable Eating God in the Year, this person likely comes from an upper middle-class family with parents who had the resources to support their growth. There is potentially inheritance
If the Eating God is Unfavourable, this usually denotes a lack of family support. This person had to start from scratch.
Example: Favourable EG means that if I am smart, my parents had the capacity to pay for my education. Unfavourable EG: night school.
The Hurting Officer in the Year is usually an indicator of someone who needed to hustle and build up his or her own fortune. Because the HO is a hustling star.
Why do I keep saying ‘usually’ or ‘typically’, because these are indicators only. There are other places to check in the Bazi Chart to see if this clue is a firm fact or not. Example: the first luck pillar can also hold a valuable clue.
If the Hurting Officer is favourable, the family background is typically hardworking, middle class, no lack of anything
If the Hurting Officer is unfavourable, there may be a distant relationship with parents. Like the latch-key kid. The parents are too busy working.
DIRECT WEALTH/INDIRECT WEALTH ON YEAR STEM
Favourable Direct Wealth in the chart usually indicates wealth in the family. Whereas a Favourable Indirect Wealth usually indicates a family background that is entrepreneurial.
Unfavourable Direct Wealth is the opposite – a poor family that is always struggling. In fact, it’s the same for the Unfavourable Indirect Wealth as well, it’s an indicator of poverty.
This directly impacts the abundance mindset. Someone with unfavourable Direct Wealth in the Year will likely need more financial security and assurances.
Conversely, someone with a positive Indirect Wealth in the year, growing up in a family that has a strong entrepreneurial culture will be more inclined to walk the entrepreneur path themselves.
DIRECT OFFICER/7 KILLINGS ON YEAR STEM
Favourable DO is an indicator of someone born in a respected and influential family. A family with authority. With a father who was able to assist this person to establish their own business or career
Unfavourable DO will mean the opposite, of course.
7 Killings in the year is an indicator of instability during the early years. If it is Favourable or Positive, then there is a chance the family overcame a lot of challenges to become a powerful family.
If it is unfavourable, then the family usually went through a lot of hardships – not just monetary, but could be health problems or even experiencing accidents.
DIRECT RESOURCE/INDIRECT RESOURCE ON YEAR STEM
Favourable DR is usually an indicator the person comes from a noble family. High class family, may or may not be royalty, but a family with wealth, culture, and what is considered a traditionally good upbringing
Unfavourable Direct Resource still comes from a knowledgeable family, like poor scholars, unable to convert knowledge into money.
A favourable IR usually points at someone whose mom or certain members of the family are the key figures in their family. They had significant impact because they had a certain special skill.
An unfavourable IR typically also indicates the family went through a lot of ups and downs, the family had humble beginnings.
BUT SO WHAT?
I know we’ve done a a fair bit of ‘good’ and ‘bad’ or ‘favourable’ and ‘unfavourable’ in this post. We can’t pick the environment we are born into.
And who’s to say that favourable is always good? Or unfavourable is always bad?
If it is Favourable, good for you, more opportunities. But because life was ‘easier’, perhaps a little less resilient? Maybe?
And if it is Unfavourable… sure, you had less opportunities, you had to work really hard to build a life for yourself. Thank your younger self for having the determination, persistence, and resilience to overcome a disadvantaged upbringing.
And all this decoding of the past can be counter-productive. After all, you can’t change the past, right? What’s happened has happened. Can’t change it. So what’s to do?
MOVING PAST THE PAST
If you have an Unfavourable element on your Year Stem, take steps to detach yourself. Find strategies to overcome the hold that the past negative experience has on you.
If it is Favourable, then start to take steps to take advantage of your blessings.
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DISCLAIMER:
Disclaimer: Paulynne is NOT a Medical, Legal, Financial advisor or Councilor. She is a Bazi and Feng Shui Consultant who utilises her knowledge of Bazi, Qimendunjia and Feng Shui to look at the energy imprint surrounding events, situations or people. These readings are for ENTERTAINMENT PURPOSES ONLY and should NOT BE TAKEN as absolute proof or concrete evidence or advice. Please treat them as such and enjoy your time on the channel.